Once again, the Fed meets. Once again, the Fed speaks. Once again, the bond market waits with baited breath on the words of the Fed. This time around, no one thinks the Fed will do anything. But, that means that what the Fed says is all the more important.
At the last meeting, the Fed made the point that despite all outward appearances to the contrary, they really did worry about inflation and would actually do something about it someday, if things didn't get worse in the economy. Since then, several Fed regional bank presidents and governors and the Chairman himself have spoken and the word has come down that, yes, they really are concerned about inflation but that most of the inflation we are suffering right now will prove to be transitory. With the slowing economy will come slowing inflation.
Today, we hear again that the Fed really does worry about inflation and someday, they will do something about it, but not today. The Fed left short-term interest rates unchanged once again.
The statement that accompanies the non-action argues that inflation is in the Fed's sights and that they have all the tools they need to tame the inflation monster once they get around to it. But, the economy is too weak for that strong medicine right now.
Warmly,
Denisa
Denisa Tova, CFP®, CDFA™, ChFC, CLU
CERTIFIED FINANCIAL PLANNER
Fee-Only, Integrated Investment Management & Financial Planning
Wednesday, August 6, 2008
Tuesday, August 5, 2008
UPCOMING CONCERTS
Apocalyptica, The Black Sheep, Aug. 5, TWB
Robert Earl Keen, Boulder Theater, Boulder, Aug. 5, BT
Emmitt Nershi Band, Boulder Theater, Boulder, Aug. 6, BT
Reckless Kelly, Bluebird Theater, Denver, Aug. 6, TM
Ying Yang Twins, Ogden Theatre, Denver, Aug. 6, TM
James Taylor & His Band of Legends, Red Rocks Amphitheatre, Morrison, Aug. 6-7, TM
Augustana, Fox Theatre, Boulder, Aug. 7, FT
Dirty Heads, The Black Sheep, Aug. 7, TWB
Calexico with Newton Faulkner, Fox Theatre, Boulder, Aug. 8, FT
Denver Roller Dolls, Fillmore Auditorium, Denver, Aug. 8, TM
etown Radio Show with Ray LaMontagne & Ingrid Michaelson, Boulder Theater, Boulder, Aug. 8, BT
Origin, The Black Sheep, Aug. 8, TWB
George Thorogood and the Destroyers, Red Rocks Amphitheatre, Morrison, Aug. 9, TM
Pat Benatar, Pikes Peak Center, Aug. 10, TWST
Dolly Parton, Wells Fargo Theatre, Denver, Aug. 10, TM
Tech N9ne, with Kottonmouth Kings, Fillmore Auditorium, Denver, Aug. 10, TM
Wednesday 13, Bluebird Theater, Denver, Aug. 11, TM
Carolyn Wonderland, Fox Theatre, Boulder, Aug. 11, FT
Yes, Red Rocks Amphitheatre, Morrison, Aug. 11, TM
Jethro Tull, Red Rocks Amphitheatre, Morrison, Aug. 12, TM
Projekt Revolution 2008 feat. Linkin Park, Chris Cornell, the Bravery and Ashes Divide, Fiddler's Green Amphitheatre, Englewood, Aug. 12, TM
Greensky Bluegrass, Fox Theatre, Boulder, Aug. 14, FT
Joshua Radin, Bluebird Theater, Denver, Aug. 14, TM
Back in the Day Freestyle Old School Explosion, Fiddler's Green Amphitheatre, Englewood, Aug. 15, TM
Eddy Grant, Bluebird Theater, Denver, Aug. 15, TM
Hieroglyphics, Fox Theatre, Boulder, Aug. 15, FT
Rocky Mountain Grateful Dead Revue, Boulder Theater, Boulder, Aug. 15, BT
Slightly Stoopid with Pepper, Red Rocks Amphitheatre, Morrison, Aug. 15, TM
Young Dubliners, Gothic Theatre, Englewood, Aug. 15, TM
Amos Lee, Gothic Theatre, Englewood, Aug. 16, TM
Pepper, Fox Theatre, Boulder, Aug. 16, FT
Reggae on the Rocks, Red Rocks Amphitheatre, Morrison, Aug. 16, TM
Tony Hawk's Boom Boom Huckjam, Fiddler's Green Amphitheatre, Englewood, Aug. 16, TM
Dar Williams, Bluebird Theater, Denver, Aug. 16, TM
etown Radio Show with Taj Mahal and Martha Wainwright, Boulder Theater, Boulder, Aug. 17, BT
Jack Johnson, Red Rocks Amphitheatre, Morrison, Aug. 17, TM
Tantric, The Black Sheep, Aug. 17, TWB
Robin Thicke, Gothic Theatre, Englewood, Aug. 18, TM
World's Largest Guitar Lesson, Red Rocks Amphitheatre, Morrison, Aug. 18, TM
Garrison Keillor, Red Rocks Amphitheatre, Morrison, Aug. 20, TM
Face, Boulder Theater, Boulder, Aug. 21, BT
My Morning Jacket, Red Rocks Amphitheatre, Morrison, Aug. 21, TM
Boz Scaggs, Paramount Theatre, Denver, Aug. 21, TH
Lewis Black, Pikes Peak Center, Aug. 21, TWST; Ellie Caulkins Opera House, Denver, Aug. 22, TM
Punk Rocks 2008 with NOFX and the Mighty Mighty Bosstones, Red Rocks Amphitheatre, Morrison, Aug. 22, TM
Second Hand Serenade and Rookie of the Year, The Black Sheep, Aug. 22, TWB
Split Lip Rayfield, Bluebird Theater, Denver, Aug. 22, TM
Spring Creek, Boulder Theater, Boulder, Aug. 22, BT
3 Oh! 3, Fox Theatre, Boulder, Aug. 23, FT
Beatles "1964" the Tribute, Red Rocks Amphitheatre, Morrison, Aug. 23, TM
Slim Cessna's Auto Club, Bluebird Theater, Denver, Aug. 23, TM
A Tribe Called Quest, with Q-Tip, Fiddler's Green Amphitheatre, Englewood, Aug. 23, TM
Psyopus, The Black Sheep, Aug. 25, TWB
Tokio Hotel, Gothic Theatre, Englewood, Aug. 25, TM
Willie Nelson, Red Rocks Amphitheatre, Morrison, Aug. 26, TM
Rock to Win at the DNC, Fillmore Auditorium, Denver, Aug. 26, TM
New Mastersounds, Fox Theatre, Boulder, Aug. 28, FT
Professional Bull Riders, Colorado State Fair, Pueblo, Aug. 28, TM
Dierks Bentley, Red Rocks Amphitheatre, Morrison, Aug. 29, TM
Mike Gordon, Fox Theatre, Boulder, Aug. 29, FT
Jana Hunter, hi-dive, Denver, Aug. 29, TM
Maraca, Boulder Theater, Boulder, Aug. 29, BT
Red with Lynam, The Black Sheep, Aug. 29, TWB
Allman Brothers Band with Bob Weir and Ratdog, Red Rocks Amphitheatre, Morrison, Aug. 30, TM
Demolition Derby, Colorado State Fair, Pueblo, Aug. 30, TM
Global Noize feat. Oteil Burbridge, Jason Miles and more, Fox Theatre, Boulder, Aug. 30, FT
Gov't Mule feat. Umphrey's McGee, Red Rocks Amphitheatre, Morrison, Aug. 31, TM Umprey's McGee, Fox Theatre, Boulder, Sept. 1, FT
Nine Inch Nails, Red Rocks Amphitheatre, Morrison, Sept. 2, TM
Ratatat, Gothic Theatre, Englewood, Sept. 2, TM
Three Doors Down, Red Rocks Amphitheatre, Morrison, Sept. 3, TM
STS9 (Sound Tribe Sector 9), Boulder Theater, Boulder, Sept. 4, BT; Red Rocks Amphitheatre, Morrison, Sept. 5-6, TM
Corbin Bleu, Temple Buell Theatre, Denver, Sept. 5, TM
Little Brother, Fox Theatre, Boulder, Sept. 5, FT
John Hiatt and Joan Osborne, Ogden Theatre, Denver, Sept. 6, TM
Motorhead, Fillmore Auditorium, Denver, Sept. 6, TM
Poison, Fiddler's Green Amphitheatre, Englewood, Sept. 6, TM
Dr. John and the Neville Brothers, Pikes Peak Center, Sept. 11, TWST
System and Station, hi-dive, Denver, Sept. 11, TM
Blind Boys of Alabama, Gothic Theatre, Englewood, Sept. 12, TM
Bodeans, Ogden Theatre, Denver, Sept. 13, TM
G. Love & Special Sauce, Red Rocks Amphitheatre, Morrison, Sept. 13, TM
Santana, Fiddler's Green Amphitheatre, Englewood, Sept. 13, TM
Monolith Festival, Red Rocks Amphitheatre, Morrison, Sept. 13-14, TM
Carrie Underwood, Pepsi Center, Denver, Sept. 16, TM
Alicia Keys, Wells Fargo Theatre, Denver, Sept. 17, TM
Jenny Lewis, Gothic Theatre, Englewood, Sept. 17, TM
Perpetual Groove, Fox Theatre, Boulder, Sept. 17, FT
Cecilio & Kapono, Gothic Theatre, Englewood, Sept. 18, TM
Xiren, Bluebird Theater, Denver, Sept. 18, TM
Burning Spear, Fox Theatre, Boulder, Sept. 18, FT; Gothic Theatre, Englewood, Sept. 19, TM
Rodney Carrington, Temple Buell Theatre, Denver, Sept. 19, TM
Toby Keith, Fiddler's Green Amphitheatre, Englewood, Sept. 19, TM
Railroad Earth, Fox Theatre, Boulder, Sept. 19-20, FT
The Rocket Summer with the Phantom Planet, the Secret Handshake and more, Gothic Theatre, Englewood, Sept. 20, TM
Martin Short, Paramount Theatre, Denver, Sept. 20, TH
Buckethead with That 1 Guy, Fox Theatre, Boulder, Sept. 21, FT
Delerium, Gothic Theatre, Englewood, Sept. 21, TM
Bullet for My Valentine, Fillmore Auditorium, Denver, Sept. 22, TM
Dubconscious, Fox Theatre, Boulder, Sept. 22, FT
Earth, Wind & Fire and Michael McDonald, Red Rocks Amphitheatre, Morrison, Sept. 23, TM
Spiritualized, Ogden Theatre, Denver, Sept. 23, TM
Lindsey Buckingham, Ellie Caulkins Opera House, Denver, Sept. 24, TM
Counting Crows and Maroon 5, with Augustana, Fiddler's Green Amphitheatre, Englewood, Sept. 24, TM
Foreigner, Paramount Theatre, Denver, Sept. 24, TH
Stephen Kellogg & the Sixers, Fox Theatre, Boulder, Sept. 24, FT
Toadies, Gothic Theatre, Englewood, Sept. 24, TM
Galactic, Fox Theatre, Boulder, Sept. 25, FT
Lagwagon, Ogden Theatre, Denver, Sept. 25, TM
The Temptations and the Four Tops, Paramount Theatre, Denver, Sept. 25, TH
Nick Cave and the Bad Seeds, Ogden Theater, Denver, Sept. 26, TM
Children of Bodom with Between the Buried and Me, Gothic Theatre, Englewood, Sept. 26, TM
Xavier Rudd, Fillmore Auditorium, Denver, Sept. 26, TM
Throw Rag, with Lower Class Brats, The Black Sheep, Sept. 26, TWB David Allan Coe, Fox Theatre, Boulder, Sept. 27, FT
Dandy Warhols, Gothic Theatre, Englewood, Sept. 27, TM
Sigur Ros, Red Rocks Amphitheatre, Morrison, Sept. 27, TM
James, Ogden Theatre, Denver, Sept. 29, TM
Robert Cray Band, Boulder Theater, Boulder, Sept. 29, BT
Obituary, Bluebird Theater, Denver, Sept. 30, TM
Luis Miguel, Broomfield Event Center, Broomfield, Oct. 2, TM
Cold War Kids, Boulder Theater, Boulder, Oct. 3, BT
Big Head Todd & the Monsters, Gothic Theatre, Englewood, Oct. 4, TM
The Glitch Mob, Fox Theatre, Boulder, Oct. 4, FT
Yellowjackets feat. Mike Stern, Boulder Theater, Boulder, Oct. 4, BT
Clutch, with the Sword, The Black Sheep, Oct. 6, TWB
The Gourds, Gothic Theatre, Englewood, Oct. 9, TM
Jim Gaffigan, Temple Buell Theatre, Denver, Oct. 10, TM
Lotus, Ogden Theatre, Denver, Oct. 10, TM
Third Day and Switchfood, with Robert Randolph and Jars of Clay, Broomfield Event Center, Broomfield, Oct. 12, TM
Tegan & Sara, Paramount Theatre, Denver, Oct. 13, TH
Stereolab, Gothic Theatre, Englewood, Oct. 14, TM
The Magnetic Fields, Boulder Theater, Boulder, Oct. 15, BT John Brown's Body, Gothic Theatre, Englewood, Oct. 18, TM
Mest, Bluebird Theater, Denver, Oct. 22, TM
Bob Schneider, Bluebird Theater, Denver, Oct. 23, TM
Felice Brothers, Fox Theatre, Boulder, Oct. 28, FT
Kamelot, Bluebird Theater, Denver, Oct. 29, TM
Jedi Mind Tricks, Fox Theatre, Boulder, Oct. 31, FT
Ozomatli, Fox Theatre, Boulder, Nov. 1-2, FT
k.d. lang, Temple Buell Theatre, Denver, Nov. 8, TM
Henry Rollins, Boulder Theater, Boulder, Nov. 8, BT
Madonna, Pepsi Center, Denver, Nov. 11-12, TM
New Kids on the Block, Broomfield Event Center, Broomfield, Nov. 14, TM
Deadmau5, Fox Theatre, Boulder, Nov. 19, FT
Coldplay, Pepsi Center, Denver, Nov. 21, TM
Crystal Method, Fox Theatre, Boulder, Dec. 2, FT
Celtic Thunder, Wells Fargo Theatre, Denver, Dec. 12, TM
Robert Earl Keen, Boulder Theater, Boulder, Aug. 5, BT
Emmitt Nershi Band, Boulder Theater, Boulder, Aug. 6, BT
Reckless Kelly, Bluebird Theater, Denver, Aug. 6, TM
Ying Yang Twins, Ogden Theatre, Denver, Aug. 6, TM
James Taylor & His Band of Legends, Red Rocks Amphitheatre, Morrison, Aug. 6-7, TM
Augustana, Fox Theatre, Boulder, Aug. 7, FT
Dirty Heads, The Black Sheep, Aug. 7, TWB
Calexico with Newton Faulkner, Fox Theatre, Boulder, Aug. 8, FT
Denver Roller Dolls, Fillmore Auditorium, Denver, Aug. 8, TM
etown Radio Show with Ray LaMontagne & Ingrid Michaelson, Boulder Theater, Boulder, Aug. 8, BT
Origin, The Black Sheep, Aug. 8, TWB
George Thorogood and the Destroyers, Red Rocks Amphitheatre, Morrison, Aug. 9, TM
Pat Benatar, Pikes Peak Center, Aug. 10, TWST
Dolly Parton, Wells Fargo Theatre, Denver, Aug. 10, TM
Tech N9ne, with Kottonmouth Kings, Fillmore Auditorium, Denver, Aug. 10, TM
Wednesday 13, Bluebird Theater, Denver, Aug. 11, TM
Carolyn Wonderland, Fox Theatre, Boulder, Aug. 11, FT
Yes, Red Rocks Amphitheatre, Morrison, Aug. 11, TM
Jethro Tull, Red Rocks Amphitheatre, Morrison, Aug. 12, TM
Projekt Revolution 2008 feat. Linkin Park, Chris Cornell, the Bravery and Ashes Divide, Fiddler's Green Amphitheatre, Englewood, Aug. 12, TM
Greensky Bluegrass, Fox Theatre, Boulder, Aug. 14, FT
Joshua Radin, Bluebird Theater, Denver, Aug. 14, TM
Back in the Day Freestyle Old School Explosion, Fiddler's Green Amphitheatre, Englewood, Aug. 15, TM
Eddy Grant, Bluebird Theater, Denver, Aug. 15, TM
Hieroglyphics, Fox Theatre, Boulder, Aug. 15, FT
Rocky Mountain Grateful Dead Revue, Boulder Theater, Boulder, Aug. 15, BT
Slightly Stoopid with Pepper, Red Rocks Amphitheatre, Morrison, Aug. 15, TM
Young Dubliners, Gothic Theatre, Englewood, Aug. 15, TM
Amos Lee, Gothic Theatre, Englewood, Aug. 16, TM
Pepper, Fox Theatre, Boulder, Aug. 16, FT
Reggae on the Rocks, Red Rocks Amphitheatre, Morrison, Aug. 16, TM
Tony Hawk's Boom Boom Huckjam, Fiddler's Green Amphitheatre, Englewood, Aug. 16, TM
Dar Williams, Bluebird Theater, Denver, Aug. 16, TM
etown Radio Show with Taj Mahal and Martha Wainwright, Boulder Theater, Boulder, Aug. 17, BT
Jack Johnson, Red Rocks Amphitheatre, Morrison, Aug. 17, TM
Tantric, The Black Sheep, Aug. 17, TWB
Robin Thicke, Gothic Theatre, Englewood, Aug. 18, TM
World's Largest Guitar Lesson, Red Rocks Amphitheatre, Morrison, Aug. 18, TM
Garrison Keillor, Red Rocks Amphitheatre, Morrison, Aug. 20, TM
Face, Boulder Theater, Boulder, Aug. 21, BT
My Morning Jacket, Red Rocks Amphitheatre, Morrison, Aug. 21, TM
Boz Scaggs, Paramount Theatre, Denver, Aug. 21, TH
Lewis Black, Pikes Peak Center, Aug. 21, TWST; Ellie Caulkins Opera House, Denver, Aug. 22, TM
Punk Rocks 2008 with NOFX and the Mighty Mighty Bosstones, Red Rocks Amphitheatre, Morrison, Aug. 22, TM
Second Hand Serenade and Rookie of the Year, The Black Sheep, Aug. 22, TWB
Split Lip Rayfield, Bluebird Theater, Denver, Aug. 22, TM
Spring Creek, Boulder Theater, Boulder, Aug. 22, BT
3 Oh! 3, Fox Theatre, Boulder, Aug. 23, FT
Beatles "1964" the Tribute, Red Rocks Amphitheatre, Morrison, Aug. 23, TM
Slim Cessna's Auto Club, Bluebird Theater, Denver, Aug. 23, TM
A Tribe Called Quest, with Q-Tip, Fiddler's Green Amphitheatre, Englewood, Aug. 23, TM
Psyopus, The Black Sheep, Aug. 25, TWB
Tokio Hotel, Gothic Theatre, Englewood, Aug. 25, TM
Willie Nelson, Red Rocks Amphitheatre, Morrison, Aug. 26, TM
Rock to Win at the DNC, Fillmore Auditorium, Denver, Aug. 26, TM
New Mastersounds, Fox Theatre, Boulder, Aug. 28, FT
Professional Bull Riders, Colorado State Fair, Pueblo, Aug. 28, TM
Dierks Bentley, Red Rocks Amphitheatre, Morrison, Aug. 29, TM
Mike Gordon, Fox Theatre, Boulder, Aug. 29, FT
Jana Hunter, hi-dive, Denver, Aug. 29, TM
Maraca, Boulder Theater, Boulder, Aug. 29, BT
Red with Lynam, The Black Sheep, Aug. 29, TWB
Allman Brothers Band with Bob Weir and Ratdog, Red Rocks Amphitheatre, Morrison, Aug. 30, TM
Demolition Derby, Colorado State Fair, Pueblo, Aug. 30, TM
Global Noize feat. Oteil Burbridge, Jason Miles and more, Fox Theatre, Boulder, Aug. 30, FT
Gov't Mule feat. Umphrey's McGee, Red Rocks Amphitheatre, Morrison, Aug. 31, TM Umprey's McGee, Fox Theatre, Boulder, Sept. 1, FT
Nine Inch Nails, Red Rocks Amphitheatre, Morrison, Sept. 2, TM
Ratatat, Gothic Theatre, Englewood, Sept. 2, TM
Three Doors Down, Red Rocks Amphitheatre, Morrison, Sept. 3, TM
STS9 (Sound Tribe Sector 9), Boulder Theater, Boulder, Sept. 4, BT; Red Rocks Amphitheatre, Morrison, Sept. 5-6, TM
Corbin Bleu, Temple Buell Theatre, Denver, Sept. 5, TM
Little Brother, Fox Theatre, Boulder, Sept. 5, FT
John Hiatt and Joan Osborne, Ogden Theatre, Denver, Sept. 6, TM
Motorhead, Fillmore Auditorium, Denver, Sept. 6, TM
Poison, Fiddler's Green Amphitheatre, Englewood, Sept. 6, TM
Dr. John and the Neville Brothers, Pikes Peak Center, Sept. 11, TWST
System and Station, hi-dive, Denver, Sept. 11, TM
Blind Boys of Alabama, Gothic Theatre, Englewood, Sept. 12, TM
Bodeans, Ogden Theatre, Denver, Sept. 13, TM
G. Love & Special Sauce, Red Rocks Amphitheatre, Morrison, Sept. 13, TM
Santana, Fiddler's Green Amphitheatre, Englewood, Sept. 13, TM
Monolith Festival, Red Rocks Amphitheatre, Morrison, Sept. 13-14, TM
Carrie Underwood, Pepsi Center, Denver, Sept. 16, TM
Alicia Keys, Wells Fargo Theatre, Denver, Sept. 17, TM
Jenny Lewis, Gothic Theatre, Englewood, Sept. 17, TM
Perpetual Groove, Fox Theatre, Boulder, Sept. 17, FT
Cecilio & Kapono, Gothic Theatre, Englewood, Sept. 18, TM
Xiren, Bluebird Theater, Denver, Sept. 18, TM
Burning Spear, Fox Theatre, Boulder, Sept. 18, FT; Gothic Theatre, Englewood, Sept. 19, TM
Rodney Carrington, Temple Buell Theatre, Denver, Sept. 19, TM
Toby Keith, Fiddler's Green Amphitheatre, Englewood, Sept. 19, TM
Railroad Earth, Fox Theatre, Boulder, Sept. 19-20, FT
The Rocket Summer with the Phantom Planet, the Secret Handshake and more, Gothic Theatre, Englewood, Sept. 20, TM
Martin Short, Paramount Theatre, Denver, Sept. 20, TH
Buckethead with That 1 Guy, Fox Theatre, Boulder, Sept. 21, FT
Delerium, Gothic Theatre, Englewood, Sept. 21, TM
Bullet for My Valentine, Fillmore Auditorium, Denver, Sept. 22, TM
Dubconscious, Fox Theatre, Boulder, Sept. 22, FT
Earth, Wind & Fire and Michael McDonald, Red Rocks Amphitheatre, Morrison, Sept. 23, TM
Spiritualized, Ogden Theatre, Denver, Sept. 23, TM
Lindsey Buckingham, Ellie Caulkins Opera House, Denver, Sept. 24, TM
Counting Crows and Maroon 5, with Augustana, Fiddler's Green Amphitheatre, Englewood, Sept. 24, TM
Foreigner, Paramount Theatre, Denver, Sept. 24, TH
Stephen Kellogg & the Sixers, Fox Theatre, Boulder, Sept. 24, FT
Toadies, Gothic Theatre, Englewood, Sept. 24, TM
Galactic, Fox Theatre, Boulder, Sept. 25, FT
Lagwagon, Ogden Theatre, Denver, Sept. 25, TM
The Temptations and the Four Tops, Paramount Theatre, Denver, Sept. 25, TH
Nick Cave and the Bad Seeds, Ogden Theater, Denver, Sept. 26, TM
Children of Bodom with Between the Buried and Me, Gothic Theatre, Englewood, Sept. 26, TM
Xavier Rudd, Fillmore Auditorium, Denver, Sept. 26, TM
Throw Rag, with Lower Class Brats, The Black Sheep, Sept. 26, TWB David Allan Coe, Fox Theatre, Boulder, Sept. 27, FT
Dandy Warhols, Gothic Theatre, Englewood, Sept. 27, TM
Sigur Ros, Red Rocks Amphitheatre, Morrison, Sept. 27, TM
James, Ogden Theatre, Denver, Sept. 29, TM
Robert Cray Band, Boulder Theater, Boulder, Sept. 29, BT
Obituary, Bluebird Theater, Denver, Sept. 30, TM
Luis Miguel, Broomfield Event Center, Broomfield, Oct. 2, TM
Cold War Kids, Boulder Theater, Boulder, Oct. 3, BT
Big Head Todd & the Monsters, Gothic Theatre, Englewood, Oct. 4, TM
The Glitch Mob, Fox Theatre, Boulder, Oct. 4, FT
Yellowjackets feat. Mike Stern, Boulder Theater, Boulder, Oct. 4, BT
Clutch, with the Sword, The Black Sheep, Oct. 6, TWB
The Gourds, Gothic Theatre, Englewood, Oct. 9, TM
Jim Gaffigan, Temple Buell Theatre, Denver, Oct. 10, TM
Lotus, Ogden Theatre, Denver, Oct. 10, TM
Third Day and Switchfood, with Robert Randolph and Jars of Clay, Broomfield Event Center, Broomfield, Oct. 12, TM
Tegan & Sara, Paramount Theatre, Denver, Oct. 13, TH
Stereolab, Gothic Theatre, Englewood, Oct. 14, TM
The Magnetic Fields, Boulder Theater, Boulder, Oct. 15, BT John Brown's Body, Gothic Theatre, Englewood, Oct. 18, TM
Mest, Bluebird Theater, Denver, Oct. 22, TM
Bob Schneider, Bluebird Theater, Denver, Oct. 23, TM
Felice Brothers, Fox Theatre, Boulder, Oct. 28, FT
Kamelot, Bluebird Theater, Denver, Oct. 29, TM
Jedi Mind Tricks, Fox Theatre, Boulder, Oct. 31, FT
Ozomatli, Fox Theatre, Boulder, Nov. 1-2, FT
k.d. lang, Temple Buell Theatre, Denver, Nov. 8, TM
Henry Rollins, Boulder Theater, Boulder, Nov. 8, BT
Madonna, Pepsi Center, Denver, Nov. 11-12, TM
New Kids on the Block, Broomfield Event Center, Broomfield, Nov. 14, TM
Deadmau5, Fox Theatre, Boulder, Nov. 19, FT
Coldplay, Pepsi Center, Denver, Nov. 21, TM
Crystal Method, Fox Theatre, Boulder, Dec. 2, FT
Celtic Thunder, Wells Fargo Theatre, Denver, Dec. 12, TM
Interest Rates for Monday, August 04, 2008
Quotes are for 30 day locks
(60- 180 day locks available)
Rate
FHA 30YR Fixed 6.375%
VA 30 YR Fixed 6.375%
FHA / VA 15 YR Fixed 5.875%
CONV 30 YR Fixed 6.50%
CONV 15 YR Fixed 6.125%
COLEEN LERI
Senior Mortgage Planner
Cell: 719-210-6199
Direct: 719-448-4542
Quotes are for 30 day locks
(60- 180 day locks available)
Rate
FHA 30YR Fixed 6.375%
VA 30 YR Fixed 6.375%
FHA / VA 15 YR Fixed 5.875%
CONV 30 YR Fixed 6.50%
CONV 15 YR Fixed 6.125%
COLEEN LERI
Senior Mortgage Planner
Cell: 719-210-6199
Direct: 719-448-4542
Daily Real Estate News August 4, 2008
How the New First-Time Buyer Tax Credit Works
Under the new housing bill, home buyers who have not owned a home in the last three years will be eligible for a tax credit equal to 10 percent of the property up to a maximum of $7,500.
Here’s how it works:
The credit is $3,750 for married couples filing separately.
Unmarried people who jointly purchase a home will be able to divide the $7,500 credit.
This program is actually a loan, which home buyers must repay over 15 years at zero percent interest beginning in the second year after they purchase the home. A home buyer who qualified for the whole credit would pay $500 for 15 years or about $41.67 per month.
The credit applies only to homes purchased on or after April 9, 2008, and before July 1, 2009.
High-income home buyers don’t qualify: Eligibility begins phasing out for single filers with adjusted income of more than $75,000 and $150,000 for joint filers. It completely phases out at $95,000 for singles and $170,000 for married couples filing jointly.
Source: The Washington Post, Michelle Singletary (07/03/08)
How the New First-Time Buyer Tax Credit Works
Under the new housing bill, home buyers who have not owned a home in the last three years will be eligible for a tax credit equal to 10 percent of the property up to a maximum of $7,500.
Here’s how it works:
The credit is $3,750 for married couples filing separately.
Unmarried people who jointly purchase a home will be able to divide the $7,500 credit.
This program is actually a loan, which home buyers must repay over 15 years at zero percent interest beginning in the second year after they purchase the home. A home buyer who qualified for the whole credit would pay $500 for 15 years or about $41.67 per month.
The credit applies only to homes purchased on or after April 9, 2008, and before July 1, 2009.
High-income home buyers don’t qualify: Eligibility begins phasing out for single filers with adjusted income of more than $75,000 and $150,000 for joint filers. It completely phases out at $95,000 for singles and $170,000 for married couples filing jointly.
Source: The Washington Post, Michelle Singletary (07/03/08)
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